Where this started
DisclosureCheck™ was born from a fraudulent real estate transaction — a buyer who discovered active termite damage, a seller who disclosed "no known pest issues," and a listing agent who held open houses after the contract was signed and never updated the MLS. Both agents were paid at closing. Nobody was on the buyer's side.
That story plays out in Florida every single day. Out-of-state buyers relocating to Tampa who don't know which neighborhoods flooded during Helene. First-time buyers who don't know to ask about adjacent development permits. Buyers who pay $1,249,000 for a unit whose identical neighbor sat on the market for 212 days and would have accepted $174,000 less — if anyone had looked.
"Most buyers make the biggest financial decision of their lives with less information than they'd have buying a used car. The entire transaction is structurally designed to close — not to inform. We exist to fix that gap."
What we actually do
We research every property the way a careful, knowledgeable friend would if they happened to know everything about flood zones, school district boundaries, crime statistics, building permits, adjacent developments, and market pricing. Then we put it all in writing, with sources, so you can verify every word yourself.
We are not a licensed real estate broker, agent, appraiser, or attorney. We are an independent research service. That distinction matters — because it means we have no stake in whether you buy, no commission waiting at the end, and no relationship with the other side of the table to protect.
Every flag we raise, every map we draw, every data point we cite — that's us standing next to you and saying: here's what the data shows. Now you decide.
The advantage realtors don't have
Under the Fair Housing Act and NAR ethics rules, licensed real estate agents are restricted from making statements about neighborhood demographics, safety scores, school quality, or crime rates in a way that could be construed as "steering" — directing buyers toward or away from neighborhoods based on their composition. Violation risks a federal fair housing complaint.
We are not realtors. We publish factual, publicly-sourced data — the same data the FBI, GreatSchools, CrimeGrade, and FEMA publish every day. Presenting it in a professional research report for a specific buyer is journalism and research, not real estate advice. That's a genuine structural advantage — and we use it fully.
An independent property research service that aggregates publicly available data and presents it in a clear, attributed, actionable format.
A licensed real estate broker, agent, attorney, appraiser, or inspector. Nothing in our reports is legal, financial, or real estate advice.
Paid a flat fee per report, with zero financial stake in whether you buy the property. Our incentive is the quality of your information.
A substitute for a home inspection, title search, or professional appraisal. We complement those — we don't replace them.
Our commitment
Every claim in every report is sourced and cited. Every portal we reference is publicly accessible — we encourage you to verify every data point yourself. We don't hide where our data comes from because we have nothing to hide. That transparency is not a disclaimer — it is the product.
We cover Florida. We know Florida's flood zones, evacuation tiers, condo safety laws, county permit portals, school districts, and post-hurricane insurance reality. This is not a national automated report factory. It's a Florida-specific research service built by people who understand what's at stake in a $500,000–$2,000,000 purchase decision.